Need help with debt.

[onthefly]

If I transferred it to his name the debt would stay as mine & he would be started fresh.

But he would then be liable for the remaining payments, right? Just thinking of minimising future outflows.

[dantri]

I'm so sorry you're in this situation and hope that CSA can help you out.

In the meantime speak to Telstra, you might be able to reduce the level of plan you're on (i.e. if you're on a $40/month minimum spend plan you might be able to bring it down to $20). I've done this before for private phones and for business mobiles, sometimes they've charged me $50 for it (but that would still be cheaper than paying the extra $ each month for the next 24months) others they haven't charged at all. They might waive the change fee for you. If you have a direct debit set up then that should help assure them that you ARE going to pay you're just in a bind at the moment.

Sorry I can't help with the other stuff, just thought I'd let you know their might be an option there for you to reduce the future Telstra bills.

Hugs, and hope things start to fall in place for you.

[Kitt3n]

oooohh i forgot - google financial counsellors in your area. Not financial advisers, but financial counsellors - they are usually run by charity groups and these guys can help you to sort out a middle line with your debtors, they dont charge you anything.

Often debtors will see that they will potentially get nothing out of someone, so they would rather come to an agreement as to half way (so to speak).........

GL babe

[AngelPunks]

gl with it all babe
my x left me with a $270K debt & got ****ty when I disconnected the phone & net in the house we used to live in (all in my name) - I was nice and left the gas & elec on for him and that ended up costing me over $1k when I made him get it in his name.

[~clover~]

Thanks guys.
Ain't men just great!
Financial councellers, will look at that after I get Jaz off to school.