I have a goal: I want to pay my mortgage off in 8 years. So that's the task. Help me get there. Give me your best mortgage busting tips!

We pay the mortgage monthly as DH is paid monthly. We have been paying extra each month but I am going to try to double it - hence the never spending any money ever again challenge! Any extra money left over at the end of the month gets added into the mortgage payment, which makes me try really hard to have savings. I transfer any bonus money ie tax refunds, cash-back cheques, interest, money from piggy bank, etc onto the mortgage as I get it. I love watching even $10 extra make the mortgage shrink!

We have savings in an account for Emergencies. Our loan has unlimited redraw facilities. Am I better off putting those savings into the mortgage or keeping them handy just in case? I can never decide on this point. We also have CC that I pay off each month so realistically, if life went pear shaped, I would have access to cash quickly. But what if DH or I died? Would either of us be able to redraw when loan is in joint names - wouldn't it start getting tricky then? Horrible thought but its an Emergency savings account for Emergencies so should I be a good boy scout or put it in the mortage???

I pay DD pocket money at the rate of $50 a month with the intent that it helps her with uni or a house deposit one day down the track. Am I better off putting that $600 a year into the mortgage and then helping her out later on? I feel like I would be robbing her. What do you think? I know $50 a month is a lot but it works out to be about $11,000 by the time she is 18. Looking at it that way, in 18 years 11K will be woth nothing, but an extra $600 a year now on the mortgage would make a real difference. What about compound interest though?

Would love some thoughts...