thread: Normal every day bank accounts

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  1. #1
    Registered User

    Nov 2010
    Perth, WA
    3,172

    Hmm there wouldn't be that much going in there - definitely not 2 grand! I mainly need separate accounts for me and DH to have our spending money in cos it's too hard to keep track of it, sometimes we overspend lol

    So I thought if I could get an extra 2 accounts, then if I wanted to buy something I know I wouldnt be blowing our budget. If that makes sense?
    Hmmm, if you find a good one let me know? I need something similar for my own spending money, else I lose track of it and wind up buying household stuff with my slush money, then feeling guilty when I want something for me.

  2. #2
    Registered User

    Jun 2007
    Where Chaos is fun and plentiful!!!!
    1,883

    I love credit unions!!!!

    I do pay $5 a month, but that is a total for all of my accounts. Total.. no extra for anything. I can check everything online- we have one account that has a card for each DH and I, and then a seperate savings account we cant access with a card (thats the account i transfer any derict debt money or bill money into). Thats just our set up though, you can have more accounts with or without cards if thats how you want it.

    Also we can use any NAB or REDI atm for free. I can go into the bank, or i dont have to. No minumim deposit. And i have no idea on the interest rates coz frankly our cash is never in there long enough to even worry about it gaining any interest lol!!!

    You should be able to find your local credit union easy enough. I am still with the same one i was in in VIC even though we have moved! I love them too coz they are generally more friendly than banks!! They know me by name!!!