Private health insurance rebate?

[black_rose]

Just get her to call the phi and say she wants the rebate taken off her fees.

[nickle730]

She has never claimed the rebate as she didn't think she was eligible as she doesn't pay tax... That's an awful lot of money she has paid if she is eligible!! I didn't realise she hadn't looked into it until she mentioned today that her fees had gone up again. Thank you for your advice.

[Floweryfields]

I don't believe the rebate has anything to do with tax. The option of how you want to claim it does, but not the rebate itself. In that I mean you claim it later to offset your taxable income at tax time kind of like a savings fund I guess for some. For me, I'd rather pay less now. The rebate applies for anyone, paying tax or not if you have PHI, you don't have to prove you are a tax payer to claim the rebate when you take out health insurance.
What a shame for her that she's been paying all this time. Perhaps there is a way to get the money back? I would suggest she ask when she calls her PHI.

[LionsandBears]

It's worth talking to the phi to see if she can get a refund on the rebate.

[Katters]

Have you ever heard of a refundable tax offset? Well happily, this is one of those. She is eligible to get ALL of it paid back. For all the years she has had PHI and the refundable tax offset was available. If you don't want to pay an accountant (they will charge a fortune) and prefer to lodge them all yourself, message me and I can give you a hand and show you the easiest way, if you need.

reference: Changes to private health insurance rebate and Medicare levy surcharge

Guide to tax offsets