I wouldn't respond via email or any link that they provide, but I would definitely be calling them on any phone number they have provided - blocking your number though. If it is a scam, no harm done except wasting a few minutes of your time. If its not a scam but just a general screw up over who the owner was, like Divvy says you need to sort it out before you get issued with a writ. Sure, you could prove in a heartbeat that you were not the owner at the time but all that sort of stuff takes time to sort out and it damages your financial record in the meantime. Stuff like this can take years to sort out and its a frustration you don't need