Should i or shouldnt i

[Indadhanu]

he slept in a laundry basket lined with sheepskin for the first week after he was born

LOL! Thats kind of not a bad idea hahahahahaha.

[Violet Star]

I would be checking the repayment on your current credit card- is that the best option for you? You could be getting a better rate elsewhere and paying less back on this.

You could be freeing up some extra cash in order to save for those items.

If you really need to have everything at once, read the fine print.

[Mummy2Lilly]

I would be checking the repayment on your current credit card- is that the best option for you?.

On my credit card i get 60 days interest free and i have a 5,000 credit limit.
df used the credit card to get our car fixed and the repayments for it was great as we was only paying 25.00 a month in interest until the everything was payed off which took us only 3 months which makes the interest being 75.00 for 3 months on a total of 3500( We paid to get the car fixed.) it only took us 3 months to pay off as we was in the process of moving at the time.

hope i make sence

[widdly]

I agree with the others, I would never go into debt to buy baby things. All of DS baby things were second hand (a lot were fifth hand!) and he had more than he needed. Keep your eyes open for sales, and also classifieds in the local newspaper

[ss_storm]

I agree with the others, I wouldn't go getting a loan for baby stuff. Chances are, if you are going on leave from work, they may not give it to you anyway.

garage sales are great, you can pick up some nice stuff at bargain prices, and the good thing with baby stuff is it's usually in pretty good condition as it's not used for too long. Ebay is another place to look, or free cycle. Op shops can be good for clothes too, I've bought most of DD's clothes off Ebay, or they have been passed onto me from work colleagues. I myself can't justify buying expensive (for what they are!) new clothes when she'll grow out of them very quickly.

[Nai]

On BB there is a freebies section that you could look at for some items that you might need.

[Amity]

I would not be getting a personal loan for baby things.

Check out freecycle and in the Trading Post. Look at op shops and garage sales. Ask around at Vinnies or the Salvos. I think I spent a total of about $1000 on baby things for the first year of my son's life. And that included a brand new car seat.

Op shops often have baby singlets for 10c..... if you're in a spiffy suburb, travel to one in a "newer" or less-spiffy area, where they are likely to have cheaper baby items. Just wash them and they're fine. Babies don't know if they're first- or second- or third-hand. And they don't care... as long as they're warm, fed and loved.

Some of the other ideas are great too.

[Mummy2Lilly]

Thanks ladies for your replies. Im thinking i may just go to target and have a look around at the clothing etc. As i know they have a sale on this week on jumpsuits,body suits etc. Also i think i went in to panic mode thats why i wanted to get a loan as dd is just about out grown her clothes and needs the next size. As i only have a few dresses in the next size but df seems to think she wont need much as it is coming in to summer and its quite hot where i am and that she will only need some body suits and singlets and a few outfits for the cooler nights... Ahhh so worried