I told him he should go see a financial advisor and get their opinion. But DP's arguement last night was he is already insolvent so his credit rating is screwed and we couldn't buy a house or go overseas anyways. I just want him to be happy i guess. It just makes me mad that he feels like he cant talk to me about our money situation. He is always trying to be the provider and doesn't like worrying me but it worries me alot more when he breaks down because he is so stressed. Its really not something we will think about lightly. We are both still young. And if it does mean we can get married and start our family i will do it.