We don't have luxuries. Used to have takeaway once a fortnight but now i'll buy a stirfry veg combo think from the frozen section. just as fast as jumping in the car and waiting for it to cook.

I check out the junk mail from the store i shop at to buy what's on special and try to bulk buy and freeze meats when cheap. I buy one magazine a month for sanity reasons (miss melb shopping). we have NEVER had credit cards!

I used to be really careless with my money and buy loads of make up i'd use once and forget about. learnt quick not to