Teach me about credit cards

[Phteven]

I agree with Bx. CC's are very useful if you can budget and are great to have around in case of emergencies but as an alterative to saving they are deadly.
Saving is a fantatsic life skill that will serve you well if you can get on top of it.

[echidna]

I'll talk to DF about saving again. I am trying my best but because I pay the rent and a few other things and his bills are food, electricity, water (waiting for that one to arrive), internet and phone, they are all monthly or quarterly, except for food. Mine is weekly and fortnightly, and its hard to keep up when he's not giving me enough money. I think I currently have about $50 in the bank and I don't get paid centrelink for another week. I'm not going to get a CC until I am able to pay it back. I will talk to DF and hope that he sees where I am coming from.

Thanks for all of your help.