Arimeh..

If you go onto one of the banks website's they have budget planners on there, that you can download and save. Excel has a good one as well .. all for free

I looked at all our past bills,rates, rego, phone etc, and figured out how much I needed to pay each week. I like working in a weekly budget, and I bpay the money on the bills before the bills arrive, so when they do arrive I dont owe anything.

I found if I put the money into a saving account, we would dip into it, something would always come up.

You have to be so diciplined, let us know how you go ...

Mine and DH'd big discussion is " how much play money he should have each week" ... he thinks $150.00 a week after petrol and lunches, is fine.. I think its insanely over the TOP !!! What do you guys think..

And how much do your significant others and yourselves allow for your "play money" ?