I do the budgeting in our household and i think i have it down pat now, each week when DH gets paid i bpay our bills straight away....we pay extra on the mortgage, electricity and rates each week then on alternate weeks i will also pay a bit of the mobile account, this basically means that when those bills (elect,rates,mobile) do come in they are at a very minimum if anything at all -although having said that in Dec i received a bill from optus saying we owed them xxx amount of dollars when i had already paid it on bpay but the three payments went missing!
Our budget is something like this:
Home loan $650
Pre-school $130
Fuel (two cars) $100
Food $250
Parking (Dh's work) $30
Extra's(play money) $100
Rates $50
Electricity $50
CC $150
Savings $200
This is an average week, it does change as DH gets paid different each week depending on what shift he does...so the above list is what we do on his highest paid week. The lowest week is pretty much the same except for CC and Savings they arent as much and sometimes not at all.
Last edited by westy; February 23rd, 2009 at 05:00 PM.
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