Hi Bee84,

We are with Keystart as well....Pain in the rear im sure you'll agree?

We cant fix our rate with keystart and as we only moved into our new house 8 weeks ago we cant do anything about it for a while.

How long have you been with Keystart for? Getting our of their loans in the first 2 years is massive fee's.

If I were you I would be doing what ever you could to get out of Keystart. I dont know what ST George are like for homeloans but I have 2 cars loans with them and they are fantastic with that!