Before mat leave we were on 4.5k a fortnight after tax so got use not having to budget.

Now we are on 2k a fortnight and find we are struggling bad. Im too scared to budget because everytime i do i just feel depressed as all the money seems to go ti bills which seems to never end and we are always redrawing from the homeloan which is sad seeing we were doing so well at paying off our loan.

I do have an unrealistic budget somewhere lol