You could use saving yes... as long as you weren't a douche like me & did all your shopping, used up your cash (savings) limit for the day, then tried to do your food shopping at woolworths. With no credit option I was screwed. 3 hours from home & the cash limit is for the card, not just your savings account (couldn't transfer the money into my other account I have under cheque).
Mine is Mastercard debit though. Not Visa.





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they would keep pressing credit and say over and over "but i want to pay on credit"

But it is linked to my main account.

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