But that's still 4k more than a public hospital Ob birth Dach. I think midwives should be well-paid but i don't see why a woman should have to pay out of pocket for a birth which would actually be cheaper to the state than the one they will provide. Good maternity care would have provision for homebirths and midwives but i suspect that as is the case here in the UK it is easier to regulate hospital births, thus they paper over the cracks of staffing problems, insurance issues and costs by only offering the most regulatable option for free.

Bx