~Bindy~ - we changed, although a little earlier, but i don't think it should matter at all. They have to credit your time served with your other fund, and you have to change onto the same level, but i think it's as easy as that.
And their premiums are pretty good also... i think better than MBP. We stayed with them for like 6 months after we had the baby, and then we changed back to HCF.
Great but I am from Queensland. Do you know whether it would matter at all because on their website is gives you a list of Queensland Hospitals anyway??
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