~Bindy~ - we changed, although a little earlier, but i don't think it should matter at all. They have to credit your time served with your other fund, and you have to change onto the same level, but i think it's as easy as that.

And their premiums are pretty good also... i think better than MBP. We stayed with them for like 6 months after we had the baby, and then we changed back to HCF.

Just give them a call in the morning and see.