I definately would do this. This is the reason with both pregnancies that I have chosen midwife care VS Ob care. Ob's are trained surgeons and if at any time in my pregnancies baby or I were found to need specialised care then I would pay for an Ob(no private cover) but seeing as I don't then I would love to have this option and have gone for the next best thing.
Kel- it would be interesting to see where and who they sourced their 10% from. I doubt it will be reflected here on BB because we are all so educated and empowered thanks to yours truly!