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How true Astrid! (about the importance of Income protection Insurance) most people don't have this and would really suffer if the main income earner became sick/injured and couldn't work. We have it as well as most forms of insurance. If we didn't have PHI then the govt would just slug us for a huge Medicare Levy anyhow... we might as well have it.... we get reduced premiums through DH's work as well.
Bathsheba, that's so true about PHI, if you are over 30 and don't have it, they slug it for you in your tax...man they get you don't they! Nothing is for free these days...except for love and I can't wait to meet our daughter, that will be far worth more than anything in this world!
It's good to have all sorts of insurance, we have an investment property too and even though there are costs involved with that (body corporate levies, insurances etc), you just have to pay them otherwise you may get stuck.
My DP is in fire and rescue too and by geez the amount of people who don't have insurance on their houses and they burn to the ground!
I think Astrid is right in income protection insurance a must! Good one Astrid!
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