Yep.... Landlord insurance!

We also used an agent to source a tenant for us, paid them a letting fee and now manage the property on our own. I keep detailed spreadsheet, and haven't had any trouble. We are onto our second lot of tenants. The first agents were more trouble.... Paid them for a whole load of nothing!!

Ours isn't investment property as such, but our home, but renting it out while we are away.

Good luck! Hope you get some nice tenants in