Firstly i want to say great work on the saving!! I had to get a loan for when me and Dp moved into our place, only because it was a last minute decision to move out on our own, we were living in a group house and we got sick of them so decided it was that or continue living with selfish slobs.
I'm not sure how expensive it is where you live but i took out a 10 grand loan and it wasnt enough, after paying for the bond, buying the white goods (fridge, washer & dryer), kitchen goods and an entertainment unit, oh also paid for a months shopping.
Thankfully getting your gas & electricity connected the payment is added onto your first bill, same with the line fee, though my house is a brand new house we had to pay $300 where as in a house with a phone line already installed its only about $30 (dont quote me on that).
Salvos are really good at getting sheets and kitchen goods though i just went to kmart and grabbed everything we needed for under $100 yes some of the items are cheap and some have broken its a start. And being a young mum salvos will be really helpful they helped my mum out heaps when she left my step dad they got her a cheap lounge, dining table even decked out her whole kitchen so talking to them wouldnt hurt.
I wish you all the luck in moving out!! its a big step and its soo scary!! BIG
Have you looked into a bond loan with the dept. of housing, you would almost definitely be eligible
Yea a lounge, dining table, tv, washer, fridge, washing basket and pegs, kitchen stuff, towels, teatowels
So yea 3.5k could be enough depending on what the rents are like?? Say if you got a bond loan and your rent was $300 a week you would need $600 foor you first 2weeks and then you would have 2.9k for fridge bits and pieces etc
Also you would probably be able to get some extra centrelink money for rent assistance so maybe look into that?
definitely apply for the bond assistance thingy, i got that when i moved out, such a help!!
everyone has given you great ideas... the first thing i thought of was groceries... toilet paper, washing powder, dishwashing liquid, sponges... basic stuff that you might not realise you need till you go to use it!
Great ideas - as for sharing perhaps a discussion about what happens when either of you gets a partner, how bills/chores/rent would be split now and if this happens also perhaps what happens if one person wants to move on etc. Sounds very negative but may make things easier in the long run. Good luck!
I thin most people have given you GREAT ideas on things to buy, just remember at the start it doesn't need to be new, when i first moved out i was 18 and NOTHING matched in my house, i bought things from the op shop (furniture etc) and had family give me things they didn't need anymore.
Another great thing is tell family & friends your planning on moving, for your b'day etc they can pool together and get something you NEED or even give you cash.
Stay true to yourself hun and i know you can do it, you and Grace will have an amazing time in your own place with your own space.. start small and work your way up.
You have the determination and i know you will make it work.
Re sharing, i had the WORST experience with someone i thought i could trust, i worked days and she worked nights and i THOUGHT she was paying the rent during the day, problem was she wasn't and she was hiding the letters about it.
I was lucky as a friend of mine owned the house i was renting, i kicked out the other friend and my friend wrote off the debt and we started fresh.
Just make sure you have set boundaries and that you think you CAN live with this person 24/7.
good luck hun, it's a big but exciting step to take. I was lucky when I first moved out of home I went to dorms at uni so everything was provided, and when i moved out of there I moved in with DF who already had his own stuff! I got away with it cheaply..lol.
Kitchen stuff is probably the most important, and bedding. As long as you have something to eat & cook on/with, sleep on and sit on you should be right for a short time! Make lots of lists
Oh thanks you guy, you've given me alot to think about which is good some of those things i didnt even think about! Ill definently look into the bond loan thing, that will be such a help! the rent around this area is astronomical atm ill be lucky to get something at about 300-350! i really would love it just to be me and grace as ive been living in a full on house for some time (which is good as your never lonely lol) but i think it will be nice to have it be just us if i can afford it
im going to start going to the tender centre around here and seeing if i can pick up some furniture cheap etc.. the things im hoping to buy new are a fridge and washing machine and probably the kitchen stuff might see if i can pick up some bargains on thursday at the christmas sales etc..
Sounds like you are pretty organised. When DH and i moved into an unfirnished place we spent about $6000. went to some good second hand furniture places and got a sofa and chairs. Fridge and washing machine we actually got off ebay for a great price. paid bond and first lot of rent. and the rest we got from salvos...towels etc. had of of the baby stuff already.
as long as you have the very basics and can pay rent the rest will come over time, we STILL dont have chairs around the kitchen table and we have been here nearly a year!!!! Good luck!!
Just wanted to say how much i LOVE BB and the generosity of people on here... your all wonderful and BC your an amazing person and you deserve all the luck in the world getting your own place.
If you need anything at all you know where to find me!
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