Also remember that house prices are dropping, and by the time you are ready to buy something, you will more than likely get a great bargain and great interest rates! Keep saving and paying off debt, you will get there!
:yeahthat:

Keep an eye on the property prices in the area that you want to buy as alot of houses are going down in value so if you hold out a bit and pay off some debt you may actually find that you can get a house a bit cheaper with an awesome interest rate that you can fix for a few years. That is what we are doing at the moment, we have a small house but really need something a bit bigger (who knew babies could take up so much room!!!) With interest rates as they are at the moment we couldn't rent a house cheaper than the mortgage that we pay.

What some people do too (and you may already be doing this or know this) is to put whatever they would spend for a mortage into savings or pay off debt. That way you are already getting used to mortgage payments and how it will affect your income and the money is being put to good use and the banks can see that you can save etc.