The lower limit is $2100 for two adults and one dependant, that's still more than we pay!!! The higher limit is about $2700 I think, which is more than double our monthly expenses! Ugh!
I still can't get past the fact that they won't don't into consideration that we have been paying a certain amount of rent ON TIME in advance every fortnight for over two years, and yet they still think we can't afford that. Makes absolutely no sense to me, whoever makes those bloody computer analysers needs a good talking to lol, how is a one-size-fits-all method even remotely accurate???
Bloody Henderson report LOL! (or whateer the heck it's called!)
Fingers crossed anyway.
Last edited by Indadhanu; February 6th, 2011 at 07:41 AM.
St George now will give you a home loan based on paying rent ALONE ..... Maybe check them out. they offered us $400k lat year and now with the new criteria they are calling us all the time ......
Yeah we've talked to St George, they are pretty good. They don't assess a loan serviceability on rent though, they only take the rent ledgers in leui of genuine savings.
LOL M2R... 'only' $70,000. Our combined is less than $50,000 haha, no wonder they are calling you and not me
My bank is pretty good (well the bank managers are) and they do try and assist you (and they have...errr.. fudged figures for us in the past so we could get a car loan when their computer told us not to give it to us!!! I think they forgot to put a child in the system - wooooopseeee!! LOL)
LOL the mortgage broker suggested something along those lines but then said... oh... FTB... Parenting Payment... bit obvious you have a child. He did suggest other things, but when he left we agreed he was quite the fruit loop!
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He did suggest other things, but when he left we agreed he was quite the fruit loop!
)
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