Hi - I had a bad birth experience the first time that ended in an emergency CS and it was my decision to have an elective the second time. I saw my GP until about 32 weeks and he referred to an OB who did the operation. I don't have private insurance and just paid the two OB bills (got nearly all of this back as we were over the threshold) and had four night in hospital. Cait was almost 4 when Alex was born so I had no baby lifting, but I still vacced and mopped after a week or two. I was glad I chose the way I went the second time, but it was hard not knowing if you're going to end up the same if you go the normal birth. Good Luck !