If you want an elective CS you will have to go through the private system, I don't believe the public system will allow electives. Unfortunately private health insurance really only covers your hospital costs. There are a lot of other costs that are only partly covered by medicare. For us our out of pocket costs were roughly:
- obstetrician - $2,200
- scans and blood tests - $800
- aneathisists - $500
- paediatrician - $150
- private health insurance excess and cost to have DH stay at hospital $500
How much medicare covers depends on when you reach the medicare safety net which operates on a calendar year. We reached our safety net pretty early on, but were still out of pocket for the above costs. If we had of reached it later we would've been out of pocket a lot more.
Do you mind me asking why you want an elective CS? I had to have an emergency one and I have to tell you that it takes a long time to recover from it because it is major surgery.
Last edited by Miss E; September 14th, 2009 at 04:16 PM.
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