Do you have a car loan or own outright?

[OceanPrincess]

Loans are a big responsibility and I don't think a little aprehension is unwarrented or odd. A mortgage is different though in that it is something I would do and plan to eventually but I would be wanting a substantial deposit first and be beyond comfortable with the repayments.

Fair point! I do feel a little sick every time I see my bank account!!!

[Mumtastic]

Pretty sure my own car goes down in value every time the kids get in it :/