ok, well i went through the process of applying online, & the amount i could apply for came up, but until its approved i guess thats not really an answer either way.
hmm... i need it, but not yet. don't wanna hold off the next 4 or 5 weeks, then apply to find out i can't get it til feb...
maybe i'll give it another week, apply, & if its approved put it in savings til i need it.