Happy Mummy - I have just noticed the dates of birth of your children, and as your youngest child is less than 7 years of age, you may be eligible for parenting payment (depending, of course, on your combined income and assets) and could study full time as there are no participation requirements - this would be more favourable for you as the income test is more generous and I think the rate of payment is a little higher. To receive parenting payment, if your partner is working and he does not receive a pension/allowance from Centrelink (this doesn't include FTB A and B), your combined income must be less than $1,559.17 per fortnight (as per current details on . As always, the best way to find out if you are eligible is to lodge a claim for payment, especially if you're on the borderline - that way you will know for sure. Also, if you are deemed eligible for Parenting Payment, you may also be eligible for JET Child Care while you're studying - best bet is to call - of course if there's no great hurry because its still a few months away give it a week or two! Its crazy busy at the moment