Can you get CCR paid to centre and then get CCB paid to self in lump sum?

[briggsy's girl]

yup - you opt for child care benefit at zero rate and child care rebate direct to centre

if you do this, you will get the entire ccr paid to the centre (50%) instead of having some witheld for tax time. if you are entitled to ccb at the end fo the year, you will have any ccr you have been overpaid (direct to the centre) deducted from the ccb top up

this is something often suggested as it's much easier to manage knowing your bill is halved, rather than trying to estimate

[Razzberry]

why would CCR be overpaid?

[briggsy's girl]

ccr is half of your out of pocket expenses

if you get no child care benefit, you get half of your total bill paid
so if your bill is $20, you get $10 paid

tax time comes around, you get your ccb. the calculation says you should have received $2 per day
so your bill should have been $18, your CCR only $9

so you get your CCB of $2 for the day, but you should have received $1 less CCR, so all you'll get in the bank is the extra $1

[briggsy's girl]

hope that makes sense - tried to use really simple numbers - it's far more complex, but essentially ANY CCB top up you're entitled to at tax time will be cut in half as you get 50c in the dollar CCR - so if you get $100 extra CCB at tax time, you will have been over paid CCR $50, and would get the difference ($50) paid to you
it's done this way rather than paying you the full CCB top up then raising a debt for CCR for half the amount.

[Razzberry]

Thanks heaps - you make it all sound so easy!! Wish the peeps I have spoken to in the past at centrelink made it sound so simple!!

[briggsy's girl]

Its not really complex of you look at it with simple numbers like I did. When you're looking at complex numbers it's not so fun!

[BrightSparkles]

ccr is half of your out of pocket expenses

if you get no child care benefit, you get half of your total bill paid
so if your bill is $20, you get $10 paid

tax time comes around, you get your ccb. the calculation says you should have received $2 per day
so your bill should have been $18, your CCR only $9

so you get your CCB of $2 for the day, but you should have received $1 less CCR, so all you'll get in the bank is the extra $1

SOrry to Hijack but this is like the question I have.

If i'm not getting any FTB anymore it would be more than likely that my CCB is zero but I should still be eligible for CCR as we satisfy requirements.
If this is the case I can opt to have the CCR paid to the centre. So if my bill is $80 per day and CCR is paid to the centre, I would only be paying $40 per day?? Is this right or have i misinterpreted things the wrong way??? Does this work for FDC too???

If this is the case, then I might look at a centre for the girls rather than my current arrangements.