ultimately, it is up to you where your moral compass points. as someone who has had to live on welfare and end up in an horrific amount of debt just to survive as a student (what a brilliant scheme - give up some of your youth allowance, get double back each fortnight just to give you enough to survive on - but it becomes a debt when you're finished uni!) - i know how hard it is to get by on a pittance. but i also wouldn't do anything illegal. i guess my moral compass is pointed in a certain direction, and was there well before i started working for centrelink

I don't think it has anything to do with morals - the morals people should be worried about is those who are defrauding....
I don't think people necessarily have average morals because they don't "dob".....

I try not to stick my nose into other people's business...but I still think I am a very moral person. IYKWIM