And your CCB% changes immediately from when you update your details. (Least this is my experience as I went from 100% CCB to 95% CCB last time I updated). In that regard, as I dont think you get CCB back (however you would then get the CCR which is 50% of what fees you do end up paying) - I *think* you would be better correctly estimating. That said - you could always call FAO/C'Link and find out what they think too!
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