Oh thank you so much Trillian and Briggy's Girl

DP's earning are well under that luckily, even if he does receive a pay rise shortly. I'll go muck around on the online estimator now and see what it comes up with.

Shame I cant qualify for PPL, I've done the 330 hours just not in 10 months as it asks for

Seriously thanks again, I really appreciate your quick responses