WOW I am suprised how many people suggest going straight to Clink to dob in your FRIEND?? What she is doing is wrong, wrong, wrong but she is your friend (isn't she?). I would talk to my friend about how much trouble she could get into and how unfair it is on those of us who do the right thing. It will catch up with her at some point 100%, but if I was her friend I wouldn't want to be the one to dob her in.

Hopefully if you talk to her she will stop and think about what she is doing. i don't know how she sleeps at night, i'd be a nervous wreck waiting for that phone call or letter (and it will come regardless of if you get involved or not).

Good luck getting to a decision that's right for you!!
It is theft. She may not be holding a gun in a bank, but it amounts to the same thing. Personally, I cann't imagine any of my close friend doing this. If I found out a close friend did rip off the system this way, I would likely confront them and tell them they need to 'fix' it or I will. If it weren't a close friend, I would likely just dob them in - without confronting them.

But the truth is, if you were a friend of mine you would likely know how I feel about this in the first place, so likely wouldn't expect much different.

So you have all been warned