OMG, what i'd to do get my hands on a HCC ... especially for my DD's prescriptions, etc ...

But darn DP earns apparently too much ... so no HCC for us. Geez, you think my paying my taxes for over 20years working full-time (plus casual job at times) would count for something now that I'm a SAHM Oh well

Yeh, the HHC should get you discount especially with Winter household bills (i think) & car reg & many other things (you should query C.Link about it, maybe they can help with that info ??)