thread: newly single - questions re Centrelink

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  1. #1
    Registered User

    Oct 2006
    Sydney NSW
    4,837

    Oh hun I am so sorry for you. Men can be such @#$%&^%*&^ can't they.
    Look after yourself, it is a very tough time emotionally and with a baby it is even worse.
    Can't really help on the money side, but I have been there and understnad the roller coaster of emotions.

  2. #2
    Registered User
    Add fionas on Facebook

    Apr 2007
    Recently treechanged to Woodend, VIC
    3,473

    Sorry to hear about the split Satya and hope you're doing OK.

    Apart from the Centrelink advice, it might also be worth having a word with your bank. I know some of them are open to suspending your mortgage while on maternity leave, or you could ask about interest only repayments - we've done that while I'm only working part-time for up to three years and it's saving us heaps.

  3. #3
    Registered User

    Feb 2008
    575

    i'm sorry to hear you're going thru this, Satya. but you have to do what's best for you. good luck

  4. #4
    Registered User

    Mar 2007
    outer South East Melbourne
    2,881

    He's refusing to move out of the house til it's sold so this is going to get complicated.

  5. #5
    Registered User

    Dec 2006
    In my own private paradise
    15,272

    it can be, but doesn't have to be. if you have a large enough house to live as seperated under one roof (so you're no longer sharing a marital bed) and you have people that know of your circs
    it is definitely doable

    make all the same motions to have sep life as you would if he'd moved out (contact c'link, child support, bank to seperate financial ties) - if you need counselling, go and get it.... put house on the market and do everything to strive for independence

  6. #6
    Registered User

    Jan 2008
    in my head
    1,975

    Satya - I'm really sorry to hear you're going through a break-up. That really sucks. Good on you though for "taking action" - I really admire your strength.

    You've had some great advice in here and I don't think I have much to add really except a
    Will your ex-DF keep up the mortgage payments while he stays in the house at least? This might be at least some worry off your mind while you sort out the rest of your financial situation with CL.

  7. #7
    bubNo.2 Guest

    Satya

    Sorry darling to read about your split but sometimes it is easier to go your seperate ways hey? I know i was single when my first DS was 8 mths old....

    As all the other girls have mentioned C'link will work everything out for you and please please do look after yourself.

    Ask me anything as i was a single working mum since tom was 8 mths (practically from birth) til 7 yrs ......

    How is little Brock ?

    Cheers Ainsley BubNo.2

  8. #8
    Registered User

    Apr 2008
    Melbourne
    6,745

    satya - I'm sorry to hear your news.

    If the house is in your name and he is not willing to move out then maybe you can get an agreement drawn up whereby he is paying rent to you which can then go towards the mortgage. Also make sure the bank accounts are seperated and that the payments come out of yours. BG has given you some great advice. I really hope he doesn't make things any more difficult than they have to be!

  9. #9
    Registered User

    Dec 2006
    In my own private paradise
    15,272

    sorry Nai - dont' set up a rental agreement - it would count as income towards Parenting Payment and may impact your payment. you're better up drawing up an agreement that he will pay X amount towards the mortgage each month in lieue of child support for that time frame - then it can't be counted as income as it's money for your child not for you kwim?