if we had a baby now, how much would we get per f/n from centrelink?

**Mummy&Daddy2Be** · December 8th, 2012, 06:40 PM

hiya all,

just trying to do some sums. DF thinks it's impossible to support us + a baby with only 1 working full time...

he doesn't understand, so i'm wanting to show him it's possible...

does anyone know what payments/how much we would be eligible for per f/n if DF is earning $1644.00 per f/n??

any help appreciated

**briggsy's girl** · December 8th, 2012, 06:47 PM

Go and check the human services website estimators. Plug in your incomes there and it will tell you. Make sure you use before tax not rake home figures

**Astrid** · December 8th, 2012, 06:48 PM

Check out this site:
http://www.humanservices.gov.au/cust...hemes/families
There is a calculator there, that you can put in all the relevant details, plus all the info you need to know about the various benefits available.

ETA: Snap BG

**Mummy&Daddy2Be** · December 8th, 2012, 09:37 PM

thank you both very much!!

**Onelittleprincess** · December 8th, 2012, 10:08 PM

very similer figures. my DH takes home $800 a week, i work casually and earnt around 27000 last year.

Based on dh earning 52000 and me 27000 i git FTB of $116 a f/n

**Onelittleprincess** · December 10th, 2012, 06:47 AM

Ill be honest. It is hard work sticking to a small budget. But it's workable. We shop at aldi and buy bulk meat packs at the butcher. But definatly doable. We looked at all bills for a year added them and divided 52 so we knew the minimum and then went from there

**Mummy&Daddy2Be** · December 10th, 2012, 07:31 AM

thanks OLP

i might PM you a few questions if you don't mind! i've been trying to access the centrelink online services / calculate all weekend, and it's been under maintenance!!

will try today

**Lenny** · December 10th, 2012, 08:43 AM

Just wondering why you think babies cost a lot?

**Mummy&Daddy2Be** · December 10th, 2012, 08:52 AM

Just wondering why you think babies cost a lot?

not sure really. have always been told they do

. everything adds up though.

we just don't want to make a snap decision about having a baby. i don't want to have one, and then think "oh crap we can't afford this" IYKWIM

**chody47** · December 10th, 2012, 09:09 AM

not sure really. have always been told they do

. everything adds up though.

we just don't want to make a snap decision about having a baby. i don't want to have one, and then think "oh crap we can't afford this" IYKWIM

My DH was always apprehensive about having a baby due to the cost. I know some people who spend a lot more on their babies than we do, but I also know we could have spent less. If you are prepared to try breast feeding and are able to, that's a big cost out the way there, as is buying cheap clothes or even second hand. We tend to buy most of DDs clothes from big department stores at a tiny price. I know many people who like to buy brand name stuff for their baby. Great if you can afford it, but I could never justify it with the speed in which DD grew and the fact she had extremely bad reflux and not only went through multiple outfits a day, but many got ruined and stained.

**Onelittleprincess** · December 10th, 2012, 09:19 AM

DD1 outfits are mostly handed down to DD2. Bonds suits are awesome even if a little $$$ BUT they hold the wear well. We always doubted if we could afford it all and we can - we just make it work. Only do the things we can afford to do and always look at a big picture. Admitiddly we pay high tax through the year and get a big refund that goes to things we put off (updatign kitchen, driveway etc).

**Onelittleprincess** · December 10th, 2012, 07:32 AM

That's fine. I can try to help

**Mummy&Daddy2Be** · December 10th, 2012, 07:48 AM

i do the estimate centrelink payments. put in DFs wage (i have tried putting no tax, and taxed) i picked parenting payment - partnered. it says i will get $0..

is that right?

**briggsy's girl** · December 10th, 2012, 08:59 AM

i do the estimate centrelink payments. put in DFs wage (i have tried putting no tax, and taxed) i picked parenting payment - partnered. it says i will get $0..

is that right?

When you go to the estimator choose Famil Assisrance Rmrate estimator NOT Centrlink rate estimator. And make sure you don't tick the box that says you are receiving any income support payments. Your partners income exceeds limits for any parenting payment but is well within the range for ftb.

**Onelittleprincess** · December 10th, 2012, 07:50 AM

It did it for me to.

**Onelittleprincess** · December 10th, 2012, 07:51 AM

Oh my amount is cause I have 2 kids. Got half that with only 1.

**Mummy&Daddy2Be** · December 10th, 2012, 07:52 AM

then DF is right. if we can't get any help $$$ wise from centrelink, we can't afford to have a baby..

with just his wage, all our bills, living expenses etc leaves us with $215 a f/n left

**Onelittleprincess** · December 10th, 2012, 07:56 AM

That's more then us. Just on my dh's wage plus ftb (when only one child) we had about $10 a week left. With our 2nd we are the same roughly but I work also to help us keep ahead