Have only skimmed previous replies hun. For us, the answer is always yes - although our CL goes down the more we earn, it's not dollar for dollar. We are always better off.

But as for if it's worth it - like BG said, that's something only you can work out. I know for some people, $50 a week (for eg) isn't worth it, for others it makes or breaks them.

You can call CL, get an estimate of what your CCB% would be and then call a CC centre & get an estimate of fees. Actually I think CL have a fee calculator on their site as well. All the calculations will be rough, mine never come out exactly the same but it will give you a ball-park idea.

As for having your children at the same centre, it's definitely not illegal - our centre has / has had a couple of carers with children there, so has my boss's centre. Not sure about a discount though.

GL