Yes, these are hard times financially and economically but things will and always get better afterwards.... I honestly do believe people are scared because of the way the media portrays everything lately on the news etc.... there is so much focus on all this that it is scaring people more than they even need to be iykwim? Well that's my opinion anyway

Yes, we need to be savvy with our money but we should always be savvy with our money through good times and bad times.

This is a good thing for alot of people but shame the govnt isn't putting some of that $10Bn towards our cr@p hospital systems.....ie more beds....maternity services/support etc for women whilst in hospital