Maybe differnt places just have different fee structures.
Is the $45 based on a 10 hour day? How long can she be there for the $45? The CCB is added up per hour I think (maybe not?). I know the long day care centres near me charge a flat rate regardless of the number of hours she is there.

Our FDC charges a little extra if she is there before 8am or after (i think) 6pm. Or it might be 5pm. I cant remember. Its 50c extra, but the extra is only charged for the time she is there outside the 8am - 6pm window. So if she is there from 7:30 till 4, then the normal rate is charged for the time from 8 until 4, then a extra from 7:30 till 8. I hope that makes sense!