Hey there thank you for the link - did a bit of reading and it looks like some very good info there...

Prob is the people who are asking the questions still seem to be up on all these acrynms..

OSFA
OSFM
Spousie
MSN

Sorry guess you guys are all used to these terms but feel like I have entered wonderland

Also says something at the top of that post about not being able to attach the glossary...

Thanks again