First, even if you just use the HAB for as now and just follow your baby's cues, she will eventually get the hang of sleeping elsewhere.
Second, the only 'habit' that you're forming right now is being happy and sleeping.
Third, do you have a copy of the no-cry sleep solution? she has excellent advice for transitioning from sleeping in arms to bassinet/cot, if you want to do that.

It will get better and there'll be plenty of time later for getting all those things done. before you know it she'll be mobile and spreading crumbs from one end of the house to other and you'll realise there's no point cleaning anymore anyway