Hi Farmgirl86 and welcome!

All you fears and anxieties are quiet normal. At some point we all ask ourselves the same questions before TTC. I guess at some point our want for a baby outweighs our worries, if you know what I mean. The important thing is to not rush into having a child if your not ready. Children are blessings, they really are. I look at my Son every day and I can't believe that I made him and that he is mine, he is a part of me and when I look at him I can see that he was made through our love for each other. You too will feel the same way when hold your baby but to take the steps is a big decision that can't be made alone. Talk to your Husband, tell him your worries. Talking about it will help

Best of luck with your decision

xx