Oh its fat .. bascially I have the upper tummy fat bit that is going down slowly ... bit it dosent "hang" like the bottom belly bit .. its probably from having 2 kids and the stretched skin from my huge tummy. Can I rub cream into my skin as im losing weight to help the skin contract ??

What exercises can I do to help build my "core" i am a bit lost .. i am just running my butt off on the treadmill 3 times a day and sticking to fruits and veges with a little bit of meat.

Thanks combat queen!