You are so right re the cost. If you put money into your health now you'll be saving yourself, and future generations, a lot of money in the future.

I just had a look and found Donnas cycle DVD which I think would be worth getting. If you're interested PM me and i'll send you the link

WRT a drink in the morning, have you thought about a Protein shake? If you're starting a weight training program then extra protein is a must anyway. Ladybird do nice protein shakes, again PM me if you want the link to their website

Just remember if you are writing yourself a weights program - keep things even, work opposing muscles ie chest/back, biceps/triceps. Start with the bigger muscles (legs) and then chest, shoulders, back, arms then core (but not neccissarily all at once ).
If you need a hand give me a yell