Thanks guys!! it's great to hear that others have or are thinking of this idea! We do like the principles, but like MD said, i am concerned that if DD decides to not further her study then that money goes back into ASG...

MD: when you took the early exit what happened to the funds you accumulated?

the tax exemption idea is one of the selling points of the plan vs. doing our own managed fund i have to say.

ohhhh, so much to think about!