I had lap surgery done some time ago under the public health system and then again in 2008 as a private patient and it was fully covered under my PHI (GU Health). I don't think they can specifically exclude specific surgeries can they? It would be best to see a Dr and get an item number for it and then call around the companies to see if they do cover it or not. Major surgery like that is usually a 12 month waiting period, unless you can prove that it was not a pre-existing condition. So you would need to take out the PHI, then start seeing a Dr about it. have you checked out the bigger insurance companies or just the rinky-dink ones on i-select. Most insurance companies should cover all types of surgery depending on your level of cover.
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