Hello everyone,---------------HELP need QUICK REPLY NOW I AM SCEDULED FOR SURGERY NEXT WEEK!!!!!
I am new to this site and need info. NOW as I am schedulef for a hysterecomy and lap for endo next week. I am on medicare part A and B and have a secondary inusrance private plan not supplemental. I read on the medicare site that these are considereed non-emergency and hysterectomies are not covered etc untles medically necesaary. I am in a panic now. I have no money and am dependin on medicare to pay for my hosptial fees. I have several fibroids in my utersu and one the size of an orange outside it, endo or cyst on one of my ovareis and possiobe endo. I have been on disablity for 3 years and with chronic pain for 3 years from nerve damage but my period for 2 weeks each month leaves me suicidal with the nerve pain worse. My first and second opionons said oh take LUPRON and I said No this is the drug from Hell and my current doc said he would not put anyone on this drug. I am paying for the surgery myself as he is a non medicare doctor, I NEED TO KNOW CAN MEDICARE DENY MY HOSPITAL FEES FOR ANY REASON TO BE COVERED BECAUSE OF THIS SURGERY EVEN IF I AM PAYING HIM MYSELF FROM A LOAN I HAD TO GET. the hosptial told me the OR fees and time will be ajobut $24,000 and $3,000 each day after that. I am in a panic cos I need to get this done in the hope i get my life back and free of pelvic pain due to the premenstrual symtoms where i am out of my mind. Can anuyone tell me for sure if Medicare will not cover my hospital and other fees . they only have private rooms at this place he does surgery and medicare only covers semi- but told me if that is all they have they will cover it. the hosptial said medicare does cover the private rooms as it is all they have and they have a contract with medicare. Medicare willnot tell me any;;thing . If I end up paying ofr the hospital and other stuff it will run into about $40,000 and I have only $5,000 put aside adn no more. HELP should i cancel my surgery cos this cost will have me so stressed and my family cannot support me any;more financially. I am not working cos of my pelvic pain. Does anyone know for sure if they cover hysterectomy and lapororposcy...I need an answer very very soon as I wil have to cancel my surgtery cos of money and financial burden wich i just cannot pay at all. I am so stressed over this I am now on blood pressure tabs. What do I do I have called medicare but they tell me nothing. Will they say No it was not an emergyency or necessary.............I do not know wha tto do but am scared in not having the surgery cos I have had a bad expericie of pain and bleeding that was n ot a period etc but bright red blood just flowing out of me last month after a severe abdoninal pain then it stopeed after 3 days.....................HELP I Need some knowledge on this or anyone who knows for sure would help me know what to do. it s sad to think you need surgery but may not be able to live cos of someone denying you coverage. really scary...HELP