It's nice to hear from some other mums that I wasn't too far off!
DD has 2 good sized cavities that need attention (one is getting a sort-of root canal ) and I was feeling like a terrible mother for leaving things too long. But things can change in their mouths fairly quickly, I guess - even if she had been in at 3 or 4, this could have happened. And I have fairly weak teeth myself - lot's of fillings. Thankfully mine are straight. DH, on the other hand, has strong teeth (only one filling!) but has had about 8 pulled to make room, plus braces. OUCH! So I guess we're kind of doomed either way. I better just make sure that I keep regular appointments for the kids, and make sure that DD2 goes in sometime soon too.
DH and I both have glasses (contacts, actually) too, so no doubt we'll have those bills coming soon too.... In fact, the family doctor gave DD1 a quick eye check at her last appointment (a school readiness thing) and said she should probably see the optometrist. Oh joy.... Such is life I guess.