We're with Teachers Federation Health. Top hospital (Nil excess) & top extras gone from $258.40 to $274 per month after rebate for family cover. Comparing to some of these other funds I guess I have nothing to complain about when it comes to our premiums! We definitely make the most of it though and got our $$ worth with IVF treatment last year (the day surgery costs would have been huge and they covered a lot of the $$$ meds) and with the Private Hospital cover for our upcoming birth. Fund also covered all our antenatal classes (would have been $300) so IMO it's worth it for us and we'll be continuing with it.
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