thread: How much is your PHI going up by?

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  1. #1
    Registered User

    Dec 2005
    Melbourne, Vic
    4,338

    Were with hfc, got hospital (with $400 excess fee) and extras cover. Going $15 month.I think we pay bout $270 month, can't remember exact. I am so annoyed with PHI at the moment. The amount we pay for it and I don't feel I get my money worth, only keep it in case the kids ever get sick and we don't want them stuck on long waiting lists

  2. #2
    Registered User

    Sep 2008
    Melbourne
    1,612

    We're with HBA, and have Hospital ($500 excess) and Extras and its gone up $10 a month. Not happy jan We're seriously considering dropping it altogether at the moment. I am quite happy with the public system here, but I am weary of long waiting lists should any of us require extensive surgery.

  3. #3
    Registered User

    Dec 2006
    In the Angelic Realm
    1,675

    Were with hfc, got hospital (with $400 excess fee) and extras cover. Going $15 month.I think we pay bout $270 month, can't remember exact. I am so annoyed with PHI at the moment. The amount we pay for it and I don't feel I get my money worth, only keep it in case the kids ever get sick and we don't want them stuck on long waiting lists
    Same here. Keeping the PHI for the kids.

  4. #4
    Registered User

    Jan 2004
    3,903

    I haven't got anything yet to say how much ours will be increasing..

  5. #5
    Registered User

    Dec 2007
    1,794

    I went into our PHI yesterday to look at reducing our hospital cover, and possibly our extras, (from the top cover) to keep a few $ in our pockets.. And it is going up $11. So what I am saving by reducing cover, is just going to keep it at what we are currently paying

    And we are keeping it mainly for the kids, just to have a choice.

  6. #6
    Registered User

    Jul 2009
    2,109

    Mine's going up by $30/month after the rebate. We have medium cover - hospital and extras but none of the FUN extras, just the usual ones. We will be paying about $210/month with this increase. DH and I just don't want to muck around with changing things until after the baby comes because I am worried something will happen and they won't cover us or I won't be covered for obstetrics because of the change and waiting periods.

  7. #7
    Registered User

    Jun 2009
    Geelong
    410

    I work for my health insurance company and i have to say if you live in VIC your health insurance is going up more than any other state not happy Jan, even with 50% off my cover, mine is still going up nearly $20 a month.

    I just want to commend you all for not getting angry with your health funds on here. I have been copping abuse from our members every day since friday on every single call i take and at 28 weeks preg it is taking it's toll.. A man today was so abusive I cried.

  8. #8
    Registered User

    Dec 2005
    Melbourne, Vic
    4,338

    Mrs Hendo- its awful to have to cop crap in your job, not like you put up the prices!
    My letter specifically mentioned in it that ALL funds were increasing, I guess so not to get everyone calling up.
    I more blame the government for crappy health system that force us into it.
    The biggest thing that bugs me with PHI is the fact you have to go to their participating hospitals, what if those hospitals don't cater for your needs, as happened to my sister, she has top cover hospital yet couldnt get help cause the hospital she needed wouldnt accept her health fund!